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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,875 | $69,590+194.4% | $136,867+49.7% | $94,015+117.9% |
| Participation rate | 96.3% | 66.3%+30.0pp | 74.5%+21.8pp | 70.8%+25.5pp |
| Annual return | 9.08% | 19.62%-10.5pp | 42.97%-33.9pp | 17.84%-8.8pp |
| Employer contribution / active EE | $4,478 | $2,396+86.9% | $3,547+26.3% | $2,790+60.5% |
| Participant deferral / active EE | $5,908 | $3,437+71.9% | $4,924+20.0% | $4,249+39.0% |
| Admin fee / account holder | $131,942 | $8,912+1380.6% | $10,340+1176.0% | $8,951+1374.0% |