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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,875 | $51,638+296.8% | $68,368+199.7% | $82,448+148.5% |
| Participation rate | 96.3% | 63.6%+32.7pp | 73.8%+22.5pp | 68.1%+28.2pp |
| Annual return | 9.08% | 37.53%-28.5pp | 292.57%-283.5pp | 41.64%-32.6pp |
| Employer contribution / active EE | $4,478 | $2,047+118.8% | $2,649+69.1% | $2,551+75.6% |
| Participant deferral / active EE | $5,908 | $2,914+102.8% | $4,123+43.3% | $4,139+42.7% |
| Admin fee / account holder | $131,942 | $4,643+2741.5% | $5,150+2462.1% | $7,234+1723.8% |