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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,117 | $180,462-21.2% | $154,111-7.8% | $135,379+5.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 4.57% | 888.17%-883.6pp | 735.18%-730.6pp | 519.79%-515.2pp |
| Employer contribution / active EE | $5,153 | $6,036-14.6% | $5,298-2.7% | $4,779+7.8% |
| Participant deferral / active EE | $10,105 | $5,806+74.0% | $5,081+98.9% | $5,609+80.2% |
| Admin fee / account holder | $397 | $16,145-97.5% | $13,411-97.0% | $10,828-96.3% |