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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,981 | $104,709-3.6% | $85,705+17.8% | $167,553-39.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 12.55% | 21.45%-8.9pp | 21.49%-8.9pp | 478.89%-466.3pp |
| Employer contribution / active EE | $13,970 | $3,338+318.5% | $2,619+433.4% | $4,840+188.7% |
| Participant deferral / active EE | $21,475 | $4,827+344.9% | $3,924+447.3% | $6,343+238.6% |
| Admin fee / account holder | $8,245 | $10,036-17.8% | $6,877+19.9% | $12,316-33.1% |