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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,727 | $72,273+40.8% | $101,275+0.4% | $79,856+27.4% |
| Participation rate | 82.8% | 68.5%+14.3pp | 75.8%+7.0pp | 69.6%+13.1pp |
| Annual return | 16.54% | 22.30%-5.8pp | 46.48%-29.9pp | 31.71%-15.2pp |
| Employer contribution / active EE | $2,141 | $2,691-20.5% | $3,660-41.5% | $2,471-13.4% |
| Participant deferral / active EE | $3,677 | $3,282+12.1% | $4,371-15.9% | $3,741-1.7% |
| Admin fee / account holder | $553 | $4,401-87.4% | $5,948-90.7% | $5,306-89.6% |