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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,768 | $198,457+20.8% | $170,435+40.7% | $147,586+62.5% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 9.63% | 257.30%-247.7pp | 205.94%-196.3pp | 578.59%-569.0pp |
| Employer contribution / active EE | $7,688 | $6,183+24.3% | $5,432+41.5% | $4,876+57.7% |
| Participant deferral / active EE | $9,529 | $5,629+69.3% | $4,939+92.9% | $5,439+75.2% |
| Admin fee / account holder | $1,012 | $16,852-94.0% | $13,881-92.7% | $10,886-90.7% |