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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,315 | $88,707+17.6% | $74,184+40.6% | $273,972-61.9% |
| Participation rate | 55.6% | 79.4%-23.9pp | 76.6%-21.1pp | 83.0%-27.5pp |
| Annual return | 7.37% | 11.94%-4.6pp | 17.74%-10.4pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,136 | $3,159-64.0% | $2,370-52.1% | $4,869-76.7% |
| Participant deferral / active EE | $3,364 | $4,212-20.1% | $3,550-5.2% | $5,287-36.4% |
| Admin fee / account holder | $42 | $8,717-99.5% | $5,586-99.3% | $10,133-99.6% |