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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,266 | $138,075+262.3% | $123,552+304.9% | $135,379+269.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.71% | 153.70%-157.4pp | 119.20%-122.9pp | 519.79%-523.5pp |
| Employer contribution / active EE | $5,518 | $5,152+7.1% | $4,628+19.2% | $4,779+15.5% |
| Participant deferral / active EE | $10,010 | $6,800+47.2% | $6,426+55.8% | $5,609+78.5% |
| Admin fee / account holder | $47,947 | $10,917+339.2% | $9,285+416.4% | $10,828+342.8% |