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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,324 | $52,279+246.8% | $89,435+102.7% | $79,856+127.1% |
| Participation rate | 100.0% | 57.5%+42.5pp | 68.0%+32.0pp | 69.6%+30.4pp |
| Annual return | 11.26% | 22.16%-10.9pp | 245.55%-234.3pp | 31.71%-20.5pp |
| Employer contribution / active EE | $6,147 | $1,572+291.2% | $2,587+137.6% | $2,471+148.8% |
| Participant deferral / active EE | $8,231 | $2,740+200.4% | $3,890+111.6% | $3,741+120.0% |
| Admin fee / account holder | $15,767 | $3,356+369.7% | $4,884+222.8% | $5,306+197.1% |