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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,988 | $106,557+22.9% | $91,227+43.6% | $134,545-2.6% |
| Participation rate | 20.8% | 76.8%-56.0pp | 73.2%-52.4pp | 81.2%-60.4pp |
| Annual return | -16.94% | 160.81%-177.8pp | 114.14%-131.1pp | 418.37%-435.3pp |
| Employer contribution / active EE | $635 | $3,332-81.0% | $2,851-77.7% | $4,742-86.6% |
| Participant deferral / active EE | $2,119 | $4,719-55.1% | $4,234-50.0% | $6,401-66.9% |
| Admin fee / account holder | $1,049 | $6,235-83.2% | $5,423-80.7% | $11,431-90.8% |