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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,693 | $190,916-88.1% | $160,037-85.8% | $134,545-83.1% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -5.59% | 552.79%-558.4pp | 408.95%-414.5pp | 418.37%-424.0pp |
| Employer contribution / active EE | $0 | $4,996-100.0% | $4,226-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,559 | $6,925-77.5% | $6,184-74.8% | $6,401-75.6% |
| Admin fee / account holder | $3,356 | $10,497-68.0% | $8,716-61.5% | $11,431-70.6% |