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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,397 | $78,015-66.2% | $178,505-85.2% | $80,959-67.4% |
| Participation rate | 80.0% | 65.7%+14.3pp | 77.1%+2.9pp | 67.7%+12.3pp |
| Annual return | 4.75% | 18.10%-13.4pp | 27.16%-22.4pp | 35.67%-30.9pp |
| Employer contribution / active EE | $576 | $2,281-74.8% | $3,955-85.4% | $2,757-79.1% |
| Participant deferral / active EE | $2,129 | $4,406-51.7% | $6,280-66.1% | $4,300-50.5% |
| Admin fee / account holder | $4,460 | $7,160-37.7% | $10,428-57.2% | $6,925-35.6% |