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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,719 | $80,812-63.2% | $160,784-81.5% | $82,448-64.0% |
| Participation rate | 78.6% | 66.2%+12.3pp | 77.0%+1.6pp | 68.1%+10.5pp |
| Annual return | 10.09% | 100.59%-90.5pp | 1803.92%-1793.8pp | 41.64%-31.6pp |
| Employer contribution / active EE | $681 | $2,174-68.7% | $3,733-81.8% | $2,551-73.3% |
| Participant deferral / active EE | $2,404 | $4,335-44.6% | $6,293-61.8% | $4,139-41.9% |
| Admin fee / account holder | $559 | $7,695-92.7% | $9,717-94.2% | $7,234-92.3% |