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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,719 | $90,400-67.1% | $186,193-84.0% | $87,485-66.0% |
| Participation rate | 78.6% | 66.2%+12.4pp | 77.1%+1.5pp | 68.9%+9.6pp |
| Annual return | 10.09% | 22.15%-12.1pp | 78.03%-67.9pp | 26.06%-16.0pp |
| Employer contribution / active EE | $681 | $2,170-68.6% | $3,918-82.6% | $2,596-73.8% |
| Participant deferral / active EE | $2,404 | $4,330-44.5% | $6,513-63.1% | $4,274-43.8% |
| Admin fee / account holder | $559 | $8,673-93.6% | $11,058-94.9% | $7,775-92.8% |