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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $5,884 |
Service code 37 · EIN 04-2647786 | Loan Processing | $4,417 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,065 | $86,341-54.8% | $125,195-68.8% | $65,186-40.1% |
| Participation rate | 44.7% | 75.3%-30.6pp | 79.8%-35.1pp | 70.2%-25.5pp |
| Annual return | 19.14% | 27.44%-8.3pp | 43.79%-24.6pp | 29.39%-10.2pp |
| Employer contribution / active EE | $968 | $2,040-52.5% | $3,866-75.0% | $2,177-55.5% |
| Participant deferral / active EE | $2,767 | $3,538-21.8% | $4,937-44.0% | $3,514-21.3% |
| Admin fee / account holder | $152 | $609-75.1% | $9,704-98.4% | $847-82.1% |