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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,639 | $96,731-25.9% | $123,973-42.2% | $86,983-17.6% |
| Participation rate | 46.2% | 70.0%-23.9pp | 76.7%-30.5pp | 69.5%-23.4pp |
| Annual return | 21.11% | 17.33%+3.8pp | 388.13%-367.0pp | 25.83%-4.7pp |
| Employer contribution / active EE | $1,850 | $3,297-43.9% | $4,126-55.2% | $2,584-28.4% |
| Participant deferral / active EE | $3,678 | $4,152-11.4% | $5,247-29.9% | $4,194-12.3% |
| Admin fee / account holder | $0 | $8,722-100.0% | $11,799-100.0% | $7,856-100.0% |