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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,570 | $142,392+35.2% | $119,622+61.0% | $134,532+43.1% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.3%-29.3pp | 81.2%-31.2pp |
| Annual return | -16.93% | -12.46%-4.5pp | -14.98%-1.9pp | 418.27%-435.2pp |
| Employer contribution / active EE | $2,917 | $5,224-44.2% | $4,232-31.1% | $4,741-38.5% |
| Participant deferral / active EE | $7,377 | $6,467+14.1% | $5,601+31.7% | $6,401+15.3% |
| Admin fee / account holder | $2,588 | $13,593-81.0% | $10,328-74.9% | $11,429-77.4% |