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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,497 | $81,870-23.7% | $119,634-47.8% | $68,490-8.7% |
| Participation rate | 67.6% | 71.9%-4.3pp | 79.3%-11.7pp | 67.9%-0.3pp |
| Annual return | -15.92% | -23.82%+7.9pp | -14.98%-0.9pp | -7.85%-8.1pp |
| Employer contribution / active EE | $2,250 | $2,692-16.4% | $4,232-46.8% | $2,597-13.3% |
| Participant deferral / active EE | $4,537 | $4,148+9.4% | $5,601-19.0% | $4,028+12.7% |
| Admin fee / account holder | $30,529 | $6,583+363.7% | $10,329+195.6% | $5,403+465.0% |