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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,000 | $114,712-30.3% | $173,730-54.0% | $87,485-8.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 4.57% | 20.18%-15.6pp | 19.96%-15.4pp | 26.06%-21.5pp |
| Employer contribution / active EE | $2,812 | $2,904-3.2% | $4,577-38.6% | $2,596+8.3% |
| Participant deferral / active EE | $2,710 | $4,642-41.6% | $6,326-57.2% | $4,274-36.6% |
| Admin fee / account holder | $879 | $10,210-91.4% | $17,523-95.0% | $7,775-88.7% |