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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,000 | $123,478-35.2% | $216,567-63.1% | $94,015-14.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 4.57% | 23.61%-19.0pp | 12.94%-8.4pp | 17.84%-13.3pp |
| Employer contribution / active EE | $2,812 | $3,136-10.3% | $5,216-46.1% | $2,790+0.8% |
| Participant deferral / active EE | $2,710 | $4,556-40.5% | $6,191-56.2% | $4,249-36.2% |
| Admin fee / account holder | $879 | $12,753-93.1% | $21,981-96.0% | $8,951-90.2% |