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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,557 | $126,636-26.9% | $312,151-70.3% | $116,462-20.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 89.1%+10.9pp | 74.7%+25.3pp |
| Annual return | 12.31% | 15.31%-3.0pp | 1.82%+10.5pp | 15.65%-3.3pp |
| Employer contribution / active EE | $2,669 | $3,444-22.5% | $8,031-66.8% | $3,231-17.4% |
| Participant deferral / active EE | $2,930 | $4,369-32.9% | $5,370-45.4% | $3,836-23.6% |
| Admin fee / account holder | $3,121 | $16,098-80.6% | $51,799-94.0% | $12,754-75.5% |