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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,154 | $106,905+4.9% | $84,020+33.5% | $152,885-26.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 0.00% | 105.00%-105.0pp | 71.31%-71.3pp | 345.39%-345.4pp |
| Employer contribution / active EE | $876 | $2,735-68.0% | $1,984-55.8% | $4,763-81.6% |
| Participant deferral / active EE | $375 | $4,012-90.7% | $3,239-88.4% | $5,851-93.6% |
| Admin fee / account holder | $1,879 | $8,287-77.3% | $6,101-69.2% | $11,598-83.8% |