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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,752 | $52,450+50.1% | $129,384-39.1% | $74,459+5.8% |
| Participation rate | 56.7% | 53.8%+2.9pp | 69.6%-12.9pp | 67.2%-10.5pp |
| Annual return | 16.13% | 15.65%+0.5pp | 9461.77%-9445.6pp | 1369.70%-1353.6pp |
| Employer contribution / active EE | $3,549 | $1,532+131.6% | $4,153-14.5% | $2,626+35.2% |
| Participant deferral / active EE | $3,949 | $2,797+41.2% | $4,166-5.2% | $4,350-9.2% |
| Admin fee / account holder | $4,154 | $2,636+57.6% | $7,686-45.9% | $1,945+113.6% |