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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,752 | $52,507+50.0% | $129,406-39.1% | $74,478+5.7% |
| Participation rate | 56.7% | 53.9%+2.8pp | 69.6%-12.9pp | 67.2%-10.5pp |
| Annual return | 16.13% | 15.64%+0.5pp | 9468.18%-9452.0pp | 1370.56%-1354.4pp |
| Employer contribution / active EE | $3,549 | $1,534+131.3% | $4,155-14.6% | $2,626+35.1% |
| Participant deferral / active EE | $3,949 | $2,801+41.0% | $4,167-5.2% | $4,350-9.2% |
| Admin fee / account holder | $4,154 | $2,639+57.4% | $7,689-46.0% | $1,946+113.5% |