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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,067 | $102,696-28.9% | $86,235-15.3% | $139,487-47.6% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 17.23% | 1925.91%-1908.7pp | 1170.03%-1152.8pp | 373.84%-356.6pp |
| Employer contribution / active EE | $0 | $3,034-100.0% | $2,381-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $6,971 | $4,679+49.0% | $3,987+74.9% | $6,713+3.9% |
| Admin fee / account holder | $1,933 | $8,667-77.7% | $6,856-71.8% | $11,407-83.1% |