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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,158 | $135,956-38.8% | $123,894-32.9% | $273,972-69.6% |
| Participation rate | 95.8% | 84.1%+11.8pp | 81.4%+14.4pp | 83.0%+12.8pp |
| Annual return | -6.41% | 56.63%-63.0pp | 47.52%-53.9pp | 41.46%-47.9pp |
| Employer contribution / active EE | $0 | $5,170-100.0% | $4,617-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $11,685 | $6,343+84.2% | $5,984+95.3% | $5,287+121.0% |
| Admin fee / account holder | $9,072 | $9,817-7.6% | $8,357+8.6% | $10,133-10.5% |