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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,749 | $227,633-57.5% | $189,597-49.0% | $167,553-42.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 8.34% | 78.45%-70.1pp | 64.20%-55.9pp | 478.89%-470.6pp |
| Employer contribution / active EE | $0 | $5,317-100.0% | $4,412-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $3,400 | $7,003-51.4% | $6,174-44.9% | $6,343-46.4% |
| Admin fee / account holder | $6,540 | $11,879-45.0% | $9,807-33.3% | $12,316-46.9% |