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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,420 | $84,236-80.5% | $170,435-90.4% | $70,126-76.6% |
| Participation rate | 59.5% | 70.8%-11.4pp | 83.6%-24.1pp | 69.5%-10.1pp |
| Annual return | 22.91% | 23.06%-0.1pp | 205.94%-183.0pp | 73.15%-50.2pp |
| Employer contribution / active EE | $910 | $3,387-73.1% | $5,432-83.3% | $2,343-61.2% |
| Participant deferral / active EE | $2,592 | $3,086-16.0% | $4,939-47.5% | $3,332-22.2% |
| Admin fee / account holder | $421 | $5,698-92.6% | $13,881-97.0% | $4,645-90.9% |