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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 45-4369278 | Contract Administrator | $5,766 |
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $3,075 |
KESTRA INVESTMENT SERVICES LLC4+ years Service code 53 · EIN 74-2794194 | Insurance Commissions | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,433 | $83,485+4.7% | $125,195-30.2% | $72,976+19.8% |
| Participation rate | 95.8% | 73.3%+22.5pp | 79.8%+16.1pp | 69.5%+26.3pp |
| Annual return | 6.85% | 25.77%-18.9pp | 43.79%-36.9pp | 81.02%-74.2pp |
| Employer contribution / active EE | $4,610 | $2,346+96.5% | $3,866+19.2% | $2,440+88.9% |
| Participant deferral / active EE | $2,869 | $3,586-20.0% | $4,937-41.9% | $3,608-20.5% |
| Admin fee / account holder | $22 | $5,518-99.6% | $9,704-99.8% | $5,124-99.6% |