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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,615 | $118,875+20.0% | $96,572+47.7% | $167,553-14.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 6.52% | 50.50%-44.0pp | 37.79%-31.3pp | 478.89%-472.4pp |
| Employer contribution / active EE | $1,435 | $3,121-54.0% | $2,357-39.1% | $4,840-70.3% |
| Participant deferral / active EE | $4,120 | $4,617-10.8% | $3,850+7.0% | $6,343-35.0% |
| Admin fee / account holder | $27,672 | $8,070+242.9% | $6,183+347.5% | $12,316+124.7% |