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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,178 | $124,346-89.4% | $111,306-88.2% | $167,553-92.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 26.48% | 37.46%-11.0pp | 54.67%-28.2pp | 478.89%-452.4pp |
| Employer contribution / active EE | $1,047 | $3,438-69.5% | $2,732-61.7% | $4,840-78.4% |
| Participant deferral / active EE | $1,162 | $5,182-77.6% | $4,488-74.1% | $6,343-81.7% |
| Admin fee / account holder | $384 | $10,623-96.4% | $7,966-95.2% | $12,316-96.9% |