Retirement plan

C. WILLIAM HETZER, INC. 401(K) RETIREMENT PLAN

Name: C. WILLIAM HETZER, INC. - C. WILLIAM HETZER, INC. 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: C. WILLIAM HETZER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C. WILLIAM HETZER, INC. 401(K) RETIREMENT PLAN, C. WILLIAM HETZER, INC.

C. WILLIAM HETZER, INC.EIN 52-0643997Plan #001PY 2017

9401 SHARPSBURG PIKE - HAGERSTOWN, MD 21740301-733-7300cwilliamhetzer.comLinkedIn11-50 employeesconstruction

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$12.7M

+17.2% from 2016

Total participants

240

-4.0% from 2016

Average account balance

$58,839

+12.9% from 2016

Annual return

14.92%

+5.68 pp from 2016

Benchmarks

See 2,582 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,582 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.64M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$56K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.14M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$247

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
ALERUS FINANCIAL, N.A.1 year Service code 27 · EIN 45-6062081	Advisory (Plan)	$14,585

Plan features & details

Pension benefit codes2J2K2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$29K

$143 / participant

Other / not subdivided$29K100.0%

% of EOY assets

0.228%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ALBRIGHT CRUMBACKER MOUL & ITELL
Auditor EIN: 521130974
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$58,839

$58,726+0.2%

$92,240-36.2%

$62,293-5.5%

Participation rate

87.6%

68.3%+19.2pp

76.5%+11.1pp

69.5%+18.0pp

Annual return

14.92%

43.62%-28.7pp

176.29%-161.4pp

28.90%-14.0pp

Employer contribution / active EE

$2,731

$2,392+14.2%

$3,680-25.8%

$2,042+33.7%

Participant deferral / active EE

$3,217

$2,766+16.3%

$3,897-17.5%

$3,169+1.5%

Admin fee / account holder

$134

$556-75.9%

$5,194-97.4%

$479-72.0%

Provider

Service type

Compensation

ALERUS FINANCIAL, N.A.1 year

Service code 27 · EIN 45-6062081

Advisory (Plan)

$14,585

C. WILLIAM HETZER, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C. WILLIAM HETZER, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion