Retirement plan

EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Name: EMJAY ENGINEERING AND CONSTRUCTION CO., INC. - EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: EMJAY ENGINEERING AND CONSTRUCTION CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN, EMJAY ENGINEERING AND CONSTRUCTION CO., INC.

EMJAY ENGINEERING AND CONSTRUCTION CO., INC.EIN 52-0643632Plan #002PY 2017

1706 WHITEHEAD ROAD - BALTIMORE, MD 212074003410-298-2000emjaycons.comLinkedIn51-200 employeesconstruction

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$9.9M

+30.2% from 2016

Total participants

181

+23.1% from 2016

Average account balance

$67,634

+3.5% from 2016

Annual return

27.53%

+20.21 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$19.02M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$113K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

168

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.63M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.56%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$230

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
THE PROSPERITY CONSULTING GROUP, LL3+ years Filed as: THE PROSPERITY CONSULTING GROUP,LLC Service code 26 10055 RED RUN BLVD · OWINGS MILLS, MD 21117	Advisory (Participants)	$17,549

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$19K

$118 / participant

Investment mgmt$18K92.8%
Other / not subdivided$1K7.2%

% of EOY assets

0.192%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: DIXON HUGHES GOODMAN LLP
Auditor EIN: 560747981
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,634

$80,753-16.2%

$136,294-50.4%

$62,292+8.6%

Participation rate

78.3%

73.5%+4.7pp

81.9%-3.7pp

69.5%+8.7pp

Annual return

27.53%

35.83%-8.3pp

5155.94%-5128.4pp

28.90%-1.4pp

Employer contribution / active EE

$1,013

$2,884-64.9%

$4,695-78.4%

$2,042-50.4%

Participant deferral / active EE

$5,190

$5,164+0.5%

$6,247-16.9%

$3,169+63.8%

Admin fee / account holder

$130

$525-75.3%

$9,243-98.6%

$479-73.0%

Provider

Service type

Compensation

THE PROSPERITY CONSULTING GROUP, LL3+ years

Filed as: THE PROSPERITY CONSULTING GROUP,LLC

Service code 26

10055 RED RUN BLVD · OWINGS MILLS, MD 21117

Advisory (Participants)

$17,549

EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMJAY ENGINEERING AND CONSTRUCTION CO., INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion