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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,914 | $117,846-56.8% | $102,434-50.3% | $145,884-65.1% |
| Participation rate | 66.7% | 78.6%-12.0pp | 76.5%-9.8pp | 80.3%-13.6pp |
| Annual return | 10.48% | 31.90%-21.4pp | 29.46%-19.0pp | 551.85%-541.4pp |
| Employer contribution / active EE | $1,668 | $3,615-53.8% | $3,023-44.8% | $4,662-64.2% |
| Participant deferral / active EE | $3,141 | $5,733-45.2% | $5,055-37.9% | $6,690-53.1% |
| Admin fee / account holder | $1,734 | $13,356-87.0% | $9,462-81.7% | $13,392-87.1% |