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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,962 | $85,766+16.6% | $136,298-26.7% | $70,126+42.5% |
| Participation rate | 96.9% | 74.2%+22.7pp | 81.9%+15.0pp | 69.5%+27.3pp |
| Annual return | 8.87% | 31.46%-22.6pp | 5156.27%-5147.4pp | 73.15%-64.3pp |
| Employer contribution / active EE | $5,701 | $2,966+92.2% | $4,696+21.4% | $2,343+143.4% |
| Participant deferral / active EE | $6,207 | $5,051+22.9% | $6,247-0.6% | $3,332+86.3% |
| Admin fee / account holder | $40,360 | $5,421+644.6% | $9,244+336.6% | $4,645+768.8% |