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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,584 | $106,524+39.5% | $152,301-2.4% | $87,485+69.8% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.4%+15.1pp | 68.9%+28.6pp |
| Annual return | 7.69% | 26.89%-19.2pp | 80.50%-72.8pp | 26.06%-18.4pp |
| Employer contribution / active EE | $7,369 | $3,371+118.6% | $4,624+59.4% | $2,596+183.9% |
| Participant deferral / active EE | $8,719 | $6,525+33.6% | $8,004+8.9% | $4,274+104.0% |
| Admin fee / account holder | $2,201 | $8,287-73.4% | $14,398-84.7% | $7,775-71.7% |