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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,455 | $91,536+1.0% | $130,062-28.9% | $75,177+23.0% |
| Participation rate | 80.4% | 71.5%+9.0pp | 78.5%+1.9pp | 67.2%+13.2pp |
| Annual return | 11.36% | -631.62%+643.0pp | -137.37%+148.7pp | 160.75%-149.4pp |
| Employer contribution / active EE | $813 | $2,845-71.4% | $4,322-81.2% | $2,671-69.6% |
| Participant deferral / active EE | $5,888 | $4,343+35.6% | $5,821+1.2% | $4,126+42.7% |
| Admin fee / account holder | $9,940 | $6,780+46.6% | $10,601-6.2% | $5,651+75.9% |