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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,992 | $73,009-16.5% | $90,760-32.8% | $68,486-10.9% |
| Participation rate | 75.8% | 70.8%+4.9pp | 75.7%+0.1pp | 67.9%+7.9pp |
| Annual return | -21.86% | -13.81%-8.1pp | -12.16%-9.7pp | -7.85%-14.0pp |
| Employer contribution / active EE | $4,291 | $2,193+95.7% | $2,922+46.9% | $2,597+65.3% |
| Participant deferral / active EE | $1,880 | $3,626-48.1% | $4,565-58.8% | $4,028-53.3% |
| Admin fee / account holder | $4,676 | $5,896-20.7% | $8,444-44.6% | $5,404-13.5% |