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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,841 | $87,132+4.3% | $105,624-14.0% | $80,959+12.2% |
| Participation rate | 60.0% | 70.4%-10.4pp | 75.3%-15.3pp | 67.7%-7.7pp |
| Annual return | 17.39% | 17.03%+0.4pp | 116.20%-98.8pp | 35.67%-18.3pp |
| Employer contribution / active EE | $1,648 | $2,397-31.2% | $3,168-48.0% | $2,757-40.2% |
| Participant deferral / active EE | $4,239 | $3,985+6.4% | $5,013-15.4% | $4,300-1.4% |
| Admin fee / account holder | $29,643 | $8,449+250.9% | $10,961+170.4% | $6,925+328.0% |