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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,330 | $54,729+10.2% | $86,235-30.0% | $71,529-15.7% |
| Participation rate | 39.1% | 60.1%-21.0pp | 69.0%-29.8pp | 67.9%-28.8pp |
| Annual return | 17.74% | 20.07%-2.3pp | 1170.03%-1152.3pp | 28.97%-11.2pp |
| Employer contribution / active EE | $978 | $1,267-22.8% | $2,381-58.9% | $2,590-62.2% |
| Participant deferral / active EE | $2,973 | $3,110-4.4% | $3,987-25.4% | $4,291-30.7% |
| Admin fee / account holder | $6,053 | $1,921+215.0% | $6,856-11.7% | $1,588+281.1% |