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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,559 | $160,040+114.7% | $147,096+133.6% | $145,877+135.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.92% | 98.49%-89.6pp | 419.75%-410.8pp | 551.28%-542.4pp |
| Employer contribution / active EE | $13,577 | $5,289+156.7% | $4,936+175.1% | $4,663+191.2% |
| Participant deferral / active EE | $7,844 | $8,429-6.9% | $8,071-2.8% | $6,691+17.2% |
| Admin fee / account holder | $2,992 | $15,050-80.1% | $13,005-77.0% | $13,402-77.7% |