Retirement plan

THE RF & F EMPLOYEE PROFIT SHARING PLAN

Name: ROCKVILLE FUEL & FEED CO INC. - THE RF & F EMPLOYEE PROFIT SHARING PLAN (2021) Form 5500
Creator: ROCKVILLE FUEL & FEED CO INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE RF & F EMPLOYEE PROFIT SHARING PLAN, ROCKVILLE FUEL & FEED CO INC.

ROCKVILLE FUEL & FEED CO INC.EIN 52-0463250Plan #002PY 2021

14901 SOUTHLAWN LN - ROCKVILLE, MD 208501322301-762-3988rockvilleconcrete.comLinkedIn51-200 employeestransportation/trucking/railroad

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$11.5M

-3.0% from 2020

Total participants

175

-4.4% from 2020

Average account balance

$67,084

-4.7% from 2020

Annual return

9.49%

-0.94 pp from 2020

Benchmarks

See 47 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Cohort47 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.99M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$71K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

168

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$600K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
S B H U LIFE AGENCY INC7+ years Service code 49 · EIN 13-2896238	Other Services	$1,966
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290	Contract Administrator	$1,200

Plan features & details

Pension benefit codes2E2F2G2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1K

$12 / participant

Contract admin$1K100.0%

% of EOY assets

0.010%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: COHN REZNICK, LLP
Auditor EIN: 221478099
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,084

$79,128-15.2%

$106,554-37.0%

Participation rate

96.0%

77.1%+18.9pp

76.1%+19.8pp

Annual return

9.49%

16.17%-6.7pp

26.80%-17.3pp

Employer contribution / active EE

$8,081

$3,116+159.3%

$2,819+186.6%

Participant deferral / active EE

$3,862-100.0%

$4,398-100.0%

Admin fee / account holder

$2,807-99.7%

$7,408-99.9%

Provider

Service type

Compensation

S B H U LIFE AGENCY INC7+ years

Service code 49 · EIN 13-2896238

Other Services

$1,966

PRINCIPAL LIFE INSURANCE COMPANY7+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$1,200

THE RF & F EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE RF & F EMPLOYEE PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion