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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,451 | $92,766+50.3% | $82,763+68.5% | $134,545+3.6% |
| Participation rate | 61.5% | 75.2%-13.7pp | 72.6%-11.0pp | 81.2%-19.7pp |
| Annual return | -13.87% | 946.97%-960.8pp | 702.45%-716.3pp | 418.37%-432.2pp |
| Employer contribution / active EE | $499 | $3,273-84.8% | $3,008-83.4% | $4,742-89.5% |
| Participant deferral / active EE | $2,895 | $4,802-39.7% | $4,395-34.1% | $6,401-54.8% |
| Admin fee / account holder | $670 | $5,978-88.8% | $5,325-87.4% | $11,431-94.1% |