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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,126 | $88,778-12.0% | $81,844-4.5% | $145,884-46.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 9.50% | 1033.03%-1023.5pp | 778.87%-769.4pp | 551.85%-542.4pp |
| Employer contribution / active EE | $4,215 | $3,087+36.5% | $2,916+44.5% | $4,662-9.6% |
| Participant deferral / active EE | $3,086 | $4,648-33.6% | $4,323-28.6% | $6,690-53.9% |
| Admin fee / account holder | $7,518 | $8,430-10.8% | $7,355+2.2% | $13,392-43.9% |