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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,569 | $62,583-68.7% | $76,767-74.5% | $64,173-69.5% |
| Participation rate | 71.7% | 72.8%-1.2pp | 77.0%-5.3pp | 69.6%+2.1pp |
| Annual return | -3.78% | -1.95%-1.8pp | 2.43%-6.2pp | 7.63%-11.4pp |
| Employer contribution / active EE | $1,121 | $1,832-38.8% | $2,485-54.9% | $2,381-52.9% |
| Participant deferral / active EE | $1,513 | $3,145-51.9% | $3,852-60.7% | $3,470-56.4% |
| Admin fee / account holder | $953 | $4,667-79.6% | $6,675-85.7% | $4,887-80.5% |