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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,982 | $183,988-2.7% | $162,177+10.4% | $152,897+17.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 17.70% | 150.79%-133.1pp | 115.60%-97.9pp | 345.43%-327.7pp |
| Employer contribution / active EE | $12,845 | $6,370+101.7% | $5,613+128.8% | $4,764+169.7% |
| Participant deferral / active EE | $14,068 | $8,032+75.1% | $7,297+92.8% | $5,851+140.4% |
| Admin fee / account holder | $685 | $13,123-94.8% | $10,843-93.7% | $11,599-94.1% |