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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,681 | $93,064-44.5% | $74,577-30.7% | $273,972-81.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 46.67% | 26.18%+20.5pp | 20.47%+26.2pp | 41.46%+5.2pp |
| Employer contribution / active EE | $7,852 | $3,160+148.5% | $2,525+210.9% | $4,869+61.3% |
| Participant deferral / active EE | $7,806 | $4,160+87.6% | $3,458+125.7% | $5,287+47.6% |
| Admin fee / account holder | $517 | $5,273-90.2% | $4,138-87.5% | $10,133-94.9% |