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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,109 | $100,139+7.0% | $85,187+25.7% | $145,884-26.6% |
| Participation rate | 77.3% | 74.1%+3.2pp | 67.5%+9.8pp | 80.3%-3.0pp |
| Annual return | 14.72% | 84.15%-69.4pp | 66.67%-51.9pp | 551.85%-537.1pp |
| Employer contribution / active EE | $4,892 | $3,238+51.1% | $2,732+79.0% | $4,662+4.9% |
| Participant deferral / active EE | $5,637 | $5,296+6.4% | $4,525+24.6% | $6,690-15.7% |
| Admin fee / account holder | $4,576 | $7,262-37.0% | $6,162-25.7% | $13,392-65.8% |