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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,103 | $228,352-88.6% | $185,827-86.0% | $158,950-83.6% |
| Participation rate | 55.0% | 82.3%-27.3pp | 78.0%-23.0pp | 82.0%-27.0pp |
| Annual return | 26.24% | 40.81%-14.6pp | 35.96%-9.7pp | 302.91%-276.7pp |
| Employer contribution / active EE | $837 | $4,967-83.2% | $4,087-79.5% | $4,762-82.4% |
| Participant deferral / active EE | $2,105 | $6,416-67.2% | $5,633-62.6% | $5,983-64.8% |
| Admin fee / account holder | $1,119 | $11,867-90.6% | $9,502-88.2% | $11,248-90.1% |