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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,005 | $211,239-80.1% | $178,528-76.5% | $145,877-71.2% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 19.58% | 30.22%-10.6pp | 27.11%-7.5pp | 551.28%-531.7pp |
| Employer contribution / active EE | $3,773 | $4,570-17.4% | $3,950-4.5% | $4,663-19.1% |
| Participant deferral / active EE | $1,876 | $6,963-73.1% | $6,278-70.1% | $6,691-72.0% |
| Admin fee / account holder | $602 | $12,095-95.0% | $10,419-94.2% | $13,402-95.5% |