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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,005 | $211,224-80.1% | $178,505-76.5% | $145,897-71.2% |
| Participation rate | 0.0% | 80.8%-80.8pp | 77.1%-77.1pp | 80.3%-80.3pp |
| Annual return | 19.58% | 30.28%-10.7pp | 27.16%-7.6pp | 552.29%-532.7pp |
| Employer contribution / active EE | $3,773 | $4,577-17.6% | $3,955-4.6% | $4,663-19.1% |
| Participant deferral / active EE | $1,876 | $6,966-73.1% | $6,280-70.1% | $6,689-72.0% |
| Admin fee / account holder | $602 | $12,109-95.0% | $10,428-94.2% | $13,390-95.5% |