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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,070 | $172,111-44.8% | $150,298-36.7% | $137,256-30.7% |
| Participation rate | 37.5% | 81.7%-44.2pp | 77.8%-40.3pp | 80.0%-42.5pp |
| Annual return | 12.67% | 69.37%-56.7pp | 62.79%-50.1pp | 220.34%-207.7pp |
| Employer contribution / active EE | $2,058 | $4,636-55.6% | $4,154-50.5% | $4,156-50.5% |
| Participant deferral / active EE | $9,303 | $6,166+50.9% | $5,453+70.6% | $6,407+45.2% |
| Admin fee / account holder | $1,747 | $16,471-89.4% | $14,116-87.6% | $12,270-85.8% |