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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,028 | $115,810-12.8% | $101,271-0.2% | $158,966-36.4% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.8%+9.9pp | 82.0%+3.8pp |
| Annual return | 10.33% | 56.15%-45.8pp | 46.48%-36.1pp | 302.95%-292.6pp |
| Employer contribution / active EE | $200 | $4,175-95.2% | $3,660-94.5% | $4,762-95.8% |
| Participant deferral / active EE | $2,350 | $4,958-52.6% | $4,371-46.2% | $5,983-60.7% |
| Admin fee / account holder | $947 | $7,248-86.9% | $5,948-84.1% | $11,250-91.6% |