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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,353 | $150,446-55.9% | $136,297-51.3% | $147,585-55.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.19% | 1049.14%-1030.0pp | 5156.19%-5137.0pp | 578.58%-559.4pp |
| Employer contribution / active EE | $2,248 | $5,256-57.2% | $4,696-52.1% | $4,876-53.9% |
| Participant deferral / active EE | $6,730 | $6,631+1.5% | $6,247+7.7% | $5,439+23.7% |
| Admin fee / account holder | $347 | $10,906-96.8% | $9,244-96.2% | $10,886-96.8% |