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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,894 | $86,940+106.9% | $102,434+75.6% | $80,935+122.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 14.00% | 18.89%-4.9pp | 29.46%-15.5pp | 35.66%-21.7pp |
| Employer contribution / active EE | $3,790 | $2,370+59.9% | $3,023+25.4% | $2,757+37.5% |
| Participant deferral / active EE | $9,325 | $4,121+126.3% | $5,055+84.5% | $4,299+116.9% |
| Admin fee / account holder | $1,310 | $8,047-83.7% | $9,462-86.2% | $6,924-81.1% |