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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,949 | $117,829-92.4% | $102,423-91.3% | $145,877-93.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.09% | 31.83%-19.7pp | 29.42%-17.3pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,432 | $3,615-32.7% | $3,023-19.6% | $4,663-47.9% |
| Participant deferral / active EE | $753 | $5,732-86.9% | $5,054-85.1% | $6,691-88.7% |
| Admin fee / account holder | $6,403 | $13,335-52.0% | $9,455-32.3% | $13,402-52.2% |